What is Cashless Hospitalization?

As the world is adapting to the digital revolution, a lot of transactions are becoming cashless. Even in the healthcare sector, we have seen the rise in cashless hospitalization. So what is it actually about? Let us take a look at it and don't forget to get yourself a general insurance India to safeguard your future.

​Cashless hospitalization is the method in which an individual does not have to pay any money from their pocket in case there is a need for hospitalization or critical surgery. The entire medical bill is directed to the insurance company, and they are the ones who pay it.

To facilitate cashless mediclaim process, health insurance agencies collaborate with specific hospitals according to the services they offer. These hospitals are known as "Network Hospitals" of the respective insurance agency. In simple words, when you subscribe to a health insurance policy from such an agency, you are eligible for cashless hospitalization only at their network hospitals.

Every health insurance agency gets represented by a Third Party Administrator (TPA) that is the mediator between the hospital and the respective insurance company. It is the responsibility of the TPA to accept or reject the claims for cashless hospitalization and carry out the necessary procedures between them.

To avail the cashless hospitalization benefit, you must fill a pre-authorization form that is duly available at the hospital or the TPA website. This form can be filled and submitted by anyone from the patient's family, and the TPA gets informed about the claim. The two most requirements in this process are the policy number and the details about the treatment. As soon as the TPA receives the claim, they investigate it and gives the authorization.

Cashless hospitalization is a great benefit in times of emergency. You don't need to worry about cash, and the hospital treats the patient with priority without taking any fees from you. The process is quick and easy to follow if you are subscribed to a good policy.

Get more details about cashless hospitalization facility from general insurance companies in India.

9 BEST SUPPLEMENTS FOR YOUR SKIN

Vitamin supplements:

1. Vitamin A:  Since Vitamin A decreases the amount of oil produced by the skin and is also an effective antioxidant, it is highly recommended by dermatologists for Acne-prone Skin. Vitamin A has also proven to have helped the body to shed off dead skin cells. Vitamin C: Vitamin C also acts as an antioxidant and theoretically proven to reduce skin ageing. Vitamin C is readily available in most multivitamins and citrus fruits and vegetables.
2. Vitamin D: Skin cell metabolism is subsidized by Vitamin D and helps the skin to grow and restore itself.
3. Vitamin E: Vitamin E contains anti-oxidizing properties and is favourable at reducing UV damage to the skin.

Essential Oils: 

1. Tea Tree Oil: For more than 10 decades, Tea Tree Oil has been used by many women to calm Redness and Inflammation on the skin. It is an adaptable ingredient when applied directly to the skin because of the presence of chemical compounds produced directly by the plants.
2. Argan Oil: Due to the presence of Fatty acids and Antioxidants, Argan oil is considered to be a ‘Super Skincare Ingredient’. It is used as an ingredient in many skin cleansers, skin moisturizers and make-up products.

1. Rose Water: It is effectively used in skin cleansers for oily skins and in moisturizer for dry skin. It helps to control the secretion of excess oil in the skin. It also supports in curing scars, cuts and wounds due to its antibacterial effects.

Natural Herbs: 

1. Turmeric: Turmeric is an active natural ingredient for skin since it targets skin pores and calms the skin. It is also an essential ingredient for the skin to treat scars and reduces acne. It has got high inflammatory qualities that can effectively cure many skin ailments. 

1. Holy Basil (Tulasi): Tulasi benefits the skin by eliminating blackhearts, acne and relieves skin infection, due to its antifungal and antibacterial properties. Tulasi also deep-cleans the skin and lightens skin tone.

Apart from Skincare and health concern, it is also beneficial to inquire into Affordable Health Insurance plans. Many insurance companies are offering affordable Health Insurance Plans, which benefits your entire family. 

Runner’s 30-minute strength workout

Keeping your body fit is the first step to success. Physical health also has an impact on the mental health of an individual. Apart from simple exercises like walking, running and jogging, strength workout is also performed regularly by most fitness lovers.

The strength workout also helps to reduce injuries while running. The entire workout can be divided into three segments. The warm-up section consists of simple exercises, to begin with. This includes the foam roll series and the dynamic warm-up exercises. These exercises will prepare your body for the next two segments and running.

Following the warm-up is the strength and core circuit. The exercises increase gradually in difficulty level. This segment includes goblet squat, push up, arm cable, inverted row and wall dead bug. Sledge march essentially helps runners with coordination and single-leg strength. These exercises will involve stretching of all major muscles and will prepare your body for the running.

Advantages of strength workout 

The significant advantage of the strength workout is that it will reduce aches and the risk of getting injured while running. This will also strengthen muscles, ligaments, tendons and bones. For most beginners, the strength workout will help them improve their running posture. There is also evidence for an increase in running speed when preceded strength workout sessions. Apart from this, it also enhances aerobic function and gas exchange. On the whole, it will prepare your body for running.

But keep in mind a few things while performing these workouts. Take short breaks after each cycle of exercise. Avoid working rapidly or stressing a particular muscle too much. Take it gradually and step by step, to avoid pain.

Apart from running and performing physical exercises, it is also vital to secure your health by picking the right health insurance policy for family. This will protect your family by providing financial support to meet your medical expenses during a crisis. Find the right health insurance policy advisor to get maximum benefits. Understand the terms and conditions where the insurance applies and the procedure involved in claiming it. This understanding will help you pick the best health insurance provider available.

Monsoon safety checklist for two-wheelers

Monsoon is a difficult season, especially for maintaining vehicles. No matter how an expert you are with bikes, vehicle maintenance during monsoon is pretty difficult. Here is a checklist of the safety essentials for two-wheelers during monsoon.

1. Brake checks

Brakes are essential components in bringing the vehicle to a halt. If your brake system doesn’t function efficiently, there is a very high risk associated with it. Especially on the slippery roads during monsoon, a proper brake system will protect you. Worn out brake shoes could be of great trouble during monsoon. The rusting of layers in the brake system increases friction and prevents proper functioning of brakes.

2. Tire check

The friction between the treads on tires and the road is essential for safe two-wheeler riding. But worn-out tires increase the risk of accidents. Tires with worn treads in combination with slippery roads increase the risk of accidents. Hence it is always better to replace your worn out tires before monsoon, to ensure a safe ride.

3. Headlight check

The best way to indicate your presence on the road is to have an effectively functioning headlight. Make sure the bulb and the glass of your headlight work properly. Rainwater can damage the electrical parts in your two-wheeler. Keep time to time check on your two wheeler’s lights to have a safe ride. The glass on your headlights could become foggy, hindering the lights. Hence, have a check on your headlights from time to time.

4. Chain check

Chains are an essential part of every two-wheeler. The recent versions of two-wheelers have an open chain. This makes them more prone to corrosion. Frequent replacement of chains is necessary for a safe ride. Also, to reduce friction, you can use lubricants. Monsoon season brings the chain more frequently in contact with water, thereby washing off the lubricants. Use a chain spray to lubricate your two wheeler’s chain.

Apart from all these checks, it would be best if you also bought two-wheeler insurance online. This will provide additional protection to your vehicle. You can even buy two-wheeler insurance online with ease. Buy your vehicle insurance today to stay safe.