Bike Modification – Things You Should Know

Bikes are an integral part of life. Some people love bikes and spend all their resources to modify it and add additional features to it. Motorbike enthusiasts do not mind spending hours and wasting lakhs to decorate up their bikes. Also, good news for insurance holders as it helps to increase your liability in case of claims. Hence, bike insurance is good to have as it is easily available online. So, these are some of the points that must be remembered while, planning for a modification in your bike.

Performance Modification:

These are modifications that increase the performance of the bikes, in terms of speed, mileage, and convenience. Insurers are always aware of this kind of modification, particularly when you modify to increase speed or performance of your bike. Sometimes, they risk your life and increase the wear and tear of tyres. 

When you add a performance booster to your bike, you tend to drive faster. Thus, increasing your chances of accidents. Thus, there is a chance for a claim in these conditions. So, the insurer will hike your premium. 

Aesthetic Modification:

This type of modification particularly aims to increase the visual appearance of one’s bike. However, they will not increase the speed or performance of the bike at any cost. More the aesthetic value of your bike more is the amount that your insurer should pay to you. Also, the theft probability of your bike after aesthetic modification is higher. So, keep safe and use certain tracking devices.

As you know, more your bike looks valuable and beautiful more are your chances of getting stolen. Thus, there is a chance created for you to claim. Hence, insurers will not increase your insurance premium.

Security Modifications:

This type of modification aims to increase the security features of your bike and highly reduces the probability of your bike getting lost. Thus, you can reduce the insurance premium to a greater extent.  It reduces the sum that your insurance company should pay you after some loss or damage to your bike.

Cost of Modification:

This is probably the most important things to remember for a motorbike enthusiast. Correctly, estimate the value of parts you are trying to fit from different retailers or shop owners. Analyze and choose the best bet that offers you additional advantages. Also, you can get the best from an online bike insurance company.