What is the penalty for driving without a license?

In a recent turn of events, it has been observed that in most parts of India, penalties related to driving vehicles have been revamped by the government. These new changes are going to bring a paradigm change in the decade long habits of the Indian people. The new fines and charges seem to be really hefty and that is why the authorities believe that to avoid getting penalized the people are going to abide by the rules in a more popular manner.

What are the major changes in the rules? 

The fines of not abiding the traffic rules have been changed significantly this year. Here are the fines that you will have to pay in case you break any rule from now on Indian roads -

● The fine for rash driving has been increased to Rs. 5,000,  fromRs. 1,000.

● The minimal charge for drink and driving has also been increased to whooping Rs.10,000, from Rs. 2,000.

● Now, drivers who drive their vehicle without a license will be fined for a minimum fine of massive Rs.5,000 which was earlier at Rs. 500.

● A significant fine for over-speeding will be from Rs. 400 to Rs. 1,000-2,000.

● If the driver does not wear a seatbelt then it will be attracting a fine of Rs. 1,000 compared to previous Rs. 100 at present.

● When drivers are caught talking on a mobile phone while they are driving they will be charged Rs. 5,000.

● For a person, not renewing their private car insurance India, they can be charged anywhere between Rs.2000 - Rs.5000.

So you can see that the fines and charges of not abiding traffic rules and regulations have been increased to a significant extent. Also, follow all the rules that you must and drive carefully. With the police officials getting strict on the rules, there will be heavy fines against your name. 

Driving a vehicle on the road is not an as easy task as it may seem to be. Accidents can happen at any point in time. That is why you need to be aware of your surroundings all the time when you are driving. This is especially true to those who are riding two wheelers. Bike riders must be really conscious about their nearby traffic and movement of other vehicles at all times.

Still, the risk persists. So, how can you prevent road accidents? Well, you cannot just stop all accidents from happening but we can certainly avoid them. How? Let us have a look at them and make sure you have bike insurance in order to stay worried free in case of an accident.

●    Follow rules - the basic and most effective way of preventing major accidents from happening is to follow all the traffic rules that we are supposed to. We need to be aware of all of them and ensure that everyone around us follows them as well. Anyone breaking a rule can face a serious accident at any time.

●    Drive patiently - we must drive our vehicles patiently all the time without a hurry. The moment we drive your vehicle in a hurried manner, you are not only risking your own life but of those around you as well. Never drive above the limit and maintain the optimal speed always. Driving patiently will always keep you safe. 

●    Try not to overtake - several people face serious accidents when they try to overtake another vehicle. Overtaking through the wrong lane or at high speeds can always put your life on the risk. Even if you do overtake, make sure that there is ample space on the road and you have enough to make it past the vehicle.

So here are the best ways in which we can prevent road accidents. Always drive responsibly. Do not indulge in rash driving because it will bring harm to you and everyone who is around you. Hence make sure you are always driving your vehicle in a safe manner.

Three critical reasons why two-wheelers are better

Mileage is a deciding factor when you are choosing bikes or scooters in India. Many bike owners have no value. However, the majority of the bike owners have no cost because of the low mileage figure of the bike. Bike riding is a skill that is accompanied by a whole lot of advantages. Most of us are aware of the physical wellbeing of riding cycles regularly. But there are other reasons for learning how to ride a bike.

Therefore, in this article, we will tell you about the significant reasons for using two-wheelers. Also, you will get to know the significant benefits of two-wheeler insurance, India.

Essential Reasons for Two Wheelers Ride

Let’s walk you through with the most important reasons for the two-wheeler ride.

Pure and Simple Fun

There are simple things in life that come as a blessing. Learning to ride a bike is one such thing. When your child has a bike, it will be fun-loving since he or she can enjoy it with friends and family. It gives you immense pleasure to go on a long bike ride.

Fastest Commute

Riding a bike narrows the distance from the source to the destination. It saves an ample amount of time compared to another medium of transport. It seems to be very irritating to sit on a slow trundling bus when you know that you can cover the same distance easily and quickly.

Moreover, you will get to know the twist, turns as well as the dead-end of the city. Apart from this, you will get a two wheeler insurance India warranty.

Less Cost Involved

Bikes require less money for repair services. If there is any minor, problem, you can fix it on your own. However, in the case of any major faults, you have to replace a bent derailleur hanger or worn-out chain. In the case of four-wheelers, the cost incurred is much more.

These are the reasons due to which most of the employers try to commute using a bike in the Indian subcontinent. Moreover, the Bike insurance India scheme is available. 

How to promote motor insurance?

Travelling is part of everyone’s life. Be it for work or vacation, we keep moving from one place to another. This ended up in the necessity to own vehicles. Along with this came the concept of motor insurance. Motor insurance is a way to secure your vehicles and in certain cases the individual itself from the risks on the road. There are several motor insurance quotes available online from various general insurance companies. However, the reach to the general public regarding the benefits of motor insurance is still lacking.

Despite several commercials and advertisements on the benefits of motor insurances, very few people prefer to own it. Unlike the vehicle that is a tangible commodity, the effect of the insurance cannot be seen visually. This is the main reason why most people do not prefer to spend on insurance. Several companies come up with innovative humor-filled ideas to create awareness on the ill-effects of motor accidents and the crisis faced by the individuals following this.

To promote awareness of motor insurance, the company must first identify potential customers who’ll need the insurance. For instance, insurance companies can establish a tie-up with the motor vehicle industries and showrooms to promote the advantages of motor vehicle insurance. The insurance companies can also put up motor insurance quotes online, to help consumers easily reach out and choose a plan of interest. Motor vehicle owners have to own public liability insurance, which is mandatory according to the government rules. But apart from this, there are other insurance schemes also available for the vehicle. This is to protect your vehicle from other possible mishaps that include, theft or unexpected fire accidents. 

Before establishing a policy the companies have to perform market research on the needs of the consumer in the field of motor insurance. Following this, a motor insurance quote online designed in a way to put up all the requirements can be broadcasted. This will help the wellness of motor insurance reach the general public. With this awareness created people will begin exploring and comparing the various policies and then choose the best motor insurance policy quote that meets their needs.

What is employee engagement and what can the Government do to promote it?

According to a 2018 poll by the CPS HR Institute for Public Sector Employee Engagement, 44% of private-sector employees are entirely engaged while 38% of the public-sector employees are engaged. The gap is alarming. But to understand the concern, you should first understand what employee engagement means. Since, in the government sector, this term is unknown.

What is employee engagement? - Get to know about it.

An employee who is very attached to his or her work or the place of employment, tends to work harder.. They find pride in their work and their workplace; they care about their co-workers and even employers. Those employees not only complete their work on time, but make sure they are providing everything to their organization.

But in the case of government employees in India, engagement is a rare thing to be found. That is mainly since the Government organization rarely does anything to promote employee engagement.

Ways Government could promote employee engagement

Let's focus on the approaches which the Government takes for employee engagement -

By providing essential training for the job

The Government employs people generally through competitive exams. Those do not always mean that the candidate is well-equipped to work in a particular department. So, before starting the work, each employee must be provided with the training. Lack of knowledge of the work also caters to a lack of engagement among employees.

By making sure the employees and their families are healthy

As an organization, the Government must make sure its employees, as well as their families, are healthy. The organization must remind their employees to renew healthinsurance online because that would also affect the productivity of the office.

Giving individual attention

This is almost non-existent in the public sector. But it is one of the essential factors of why employee engagement is so low in government offices. The superior of any department must give individual attention to each employee and ask him/her about any problem he/she is facing.

Final Thoughts

Small things matter. Whether reminding an employee to renew health insurance online or offline, or taking individual care.

Buy Car Insurance Policy Online

These days, everything is available online; even car insurance policies. One can buy car insurance policy online to save time and money for sure.

Today, the internet has become a sensation and opening gates to a variety of opportunities. And the online application of insurance policies is one such thing. In this regard, you can buy a car insurance policy online from a variety of insurance providers. Ranging from banks to private financial institutions, you can take your pick after glancing over the features and associated benefits. Of course, the purpose of such insurance policies is to keep you and your vehicle covered against accidental loss, damage from natural calamities and other issues. Now that technology has been advancing to a great extent, online policies are sold rapidly. The best thing about such policies is that they can be accessed round-the-clock.

Benefits of Car Insurance Policy Online:

• Easy to access because the internet operates throughout the day and night
• Numerous policies can be checked and compared together without any difficulty
• Car insurance can be applied online with lesser documents required
• No need to go to the bank and keep asking queries as executives contact themselves after an online application
• Cover against accidental or natural calamity damage and even repairing expenses are insured
• Saves a lot of time as you do not have to go anywhere to fill forms
• Cover against financial liability caused by the death of a third party or personal injury

The scenario of checking websites for car insurance is such that every bank has some or the other offer, which makes it confusing for the buyer. So, one should buy car insurance policy online by checking the documents. Of course, this includes the amount of premium to be paid every month. This will help you in making a better decision. Though, buying insurance online is an easier process; but, one should be extra careful in finalizing the deal.

Buying car insurance policy online is sure to save time as you get to check numerous policies with their details. Indeed, the policies can be compared to get the maximum benefit out of it.